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Friday, October 16, 2009

Father Calls Insurance Company's Decision To Drop Son's Coverage "Attempted Murder"

Rather than continue to pay for Ian Pearl's million dollar medical treatments, one insurance company has decided to end certain lines of coverage altogether, reports William Ehart of the Washington Times. Pearl, 37, suffers from Type II spinal muscular dystrophy, and has been using a wheel chair and connected to a breathing tube for most of his life. Patients with his type of muscular dystrophy rarely live past infancy, but Peal credits his vitality to the care he has received all his life.

On December 1 his insurer, Guardian, is discontinuing a portion of its coverage, which will effectively kill him. Without his extensive coverage Pearl will be admitted to a state hospital under Medicaid, with less treatment. Pearl's mother said that in a state hospital her son would be lucky to live more than a few weeks. Pearl's plan, as of now, covers 24-hour home nursing, which Medicaid, and the vast majority of plans, do not.

"This is attempted murder" said his father, Warren, "the insurance companies are cheating in order to have obscene profits." Last year Guardian reported $437 million profits, up 50 percent from 2007. LinkHere

Power Company Switches Off Cancer Patient's Oxygen Machine

Mable Randon is suffering from the late stages of cancer, keeping her in a wheelchair and only breathing with the help of an electrically-powered oxygen machine. Rucks Russell of KHOU in Houston reports that her case is getting even worse, as her local power company sent her a disconnection notice because of late bills. "I'm on a fixed income," she said, "it's been hard." She applied to the Critical Customer Program, a payment plan seemingly tailor-made for people in Randon's condition who depend on electric life support. Randon was denied. The stoppage of her electricity would mean cutting off her oxygen, leaving her fearing for her life. "What am I to do?" she asked.

Her provider, Freedom Power, already has the most complaints of any energy company in Texas, and the Texas Public Utilities Commission launched an investigation into Randon's case on Wednesday, which will keep the power on for the time being. Texas-based Amegy Bank has set up a fund to help her keep her lights on, which anyone can donate to by going to a local branch. KHOU also has a video.
LinkHere

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